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Banking Integration is the foundation of Silver5 AI’s Automatic Payments: it connects your operation with your banks and payment providers so that payment verification and execution happen automatically, with no manual confirmation, no tab switching, and no missed payments. Your operation runs end to end from a single dashboard.

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What it automates

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Verification of incoming payments (sell orders)

When a customer marks an order as paid on Binance, Silver5 immediately checks your connected bank or provider account. If the payment is confirmed, the order status is updated automatically — no operator needs to log into the bank portal or manually review the transaction list.

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Outgoing payments (buy orders)

When you accept a buy order, Silver5 executes the payment to the seller’s account automatically from your connected provider. The payment is triggered, recorded, and linked to the order — all with no manual intervention.

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Integration methods

Silver5 supports automatic payments two ways. You can use whichever one best fits each bank.

Via API

Direct API connection with payment providers. It’s the simplest option: it requires nothing to install and no device to operate.

Via automation

For the remaining banks, Silver5 executes payments by operating the bank automatically from the desktop app with a phone (Mobile).

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Via API

Direct API connection with payment providers for automatic verification and execution.

ZEN.com

Payment verification and multi-currency automatic payments. Supports 28+ currencies for global P2P operations.

Compose

Payment processing integration for order settlement and automatic confirmation flows.

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Multi-currency support

The ZEN.com integration supports 28+ currencies, including AED, AUD, CAD, CHF, EUR, GBP, JPY, MXN, USD, and more. Operate in multiple currencies from the same dashboard, without maintaining separate flows per currency.

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Via automation (remaining banks)

For banks that don’t integrate via API, Silver5 executes payments by operating the bank automatically with the Mobile variant:

Mobile Automatic Payments

The Silver5 desktop app operates the bank app on Android phones (the BlueStacks emulator or real phones over USB). It covers banks that only operate from their mobile app, with one account per phone and several phones paying in parallel.

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How to connect a provider via API

1

Open the Banking Integration settings

In your Silver5 dashboard, go to Modules → Banking Integration.
2

Choose your provider

Select ZEN.com or Compose from the list of supported integrations.
3

Complete the authorization flow

Follow the provider’s own authorization steps to grant Silver5 read and payment permissions on your account. Each provider has its own flow (OAuth or API key); the on-screen instructions guide you through each one.
4

Define operator roles

Set which operators can trigger payments and which have read-only access. Least-privilege assignment keeps your operation secure even with large teams.
5

Test with a small real order

Before going live, verify the connection end to end with a low-amount real order. Confirm that payment detection and execution work.
6

Enable for live operation

Once the test passes, enable automation for your real P2P flow. From that point on, Silver5 handles verification and payments.
Is the bank you want to use not on the API list? Set up automatic payments with the Mobile variant.

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Manual mode and automatic mode

When you create a banking integration, it’s created in MANUAL mode and inactive. In manual mode, you confirm and execute each payment yourself from the Silver5 interface: you validate the beneficiary’s data and enter a two-factor (2FA) code before sending. Once you’ve verified that everything works, the next step is to switch it to automatic mode.
Summary of the banking integration creation in MANUAL mode

The integration is created in MANUAL mode and inactive

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Confirm a payment in manual mode

1

Open the order and tap Make Payment

On the P2P order awaiting payment, tap Make Payment.
Order detail with the Make Payment button

Order awaiting payment, with the Make Payment button

2

Verify the beneficiary's data

Check that the beneficiary’s name, bank, phone, and ID number match the order.
3

Enter the 2FA code and execute

Enter the 6-digit verification code (2FA) from your authenticator app and tap Execute payment.
Payment confirmation modal with 2FA code

Payment confirmation with two-factor (2FA) code

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Switch to automatic mode

Once you’ve validated the flow in manual mode, the next step is to enable automatic mode: Silver5 executes the payments for you, without confirming them one by one. To enable it, contact support.

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Security model

Silver5 AI connects to your bank or provider with read and payment permissions scoped solely to P2P operations — withdrawal permissions are never requested or granted. Silver5 holds no custody of your funds and cannot transfer crypto or initiate any movement of funds outside the defined P2P payment flows. Every banking action —verification, payment execution, status update— is logged with the operator who triggered it, the timestamp, and the associated order ID.

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Audit log

Every banking action is recorded in a persistent, exportable log: who verified the payment, who executed the outgoing transfer, and the exact timestamp of each event. Use the audit log to meet compliance requirements, respond to disputes, or review your team’s activity at any time.
Banking Integration is available on the Advanced and Enterprise plans. If you’re on a lower plan and want to enable this module, contact us and we’ll activate it on your account.